Day & Ennis keeps you informed.
Here are the archived editions of our quarterly newsletters. If you would like to receive the current newsletters at the same time as our clients, we’ll be happy to send them to you at no charge. Just go to the Newsletter Sign-Up page.
First Quarter 2023 — How To Use This Newsletter To Build Your Wealth; New Retirement Rules Impact All Ages & Incomes; The Great Paradox Of Equity Investing; The Warren Buffet Of The Early 1900s Was A Woman: The Inspiring Story Of Hetty Green; Developing Portfolio Return Expectations; Take Care With Self-Directed IRAs.
Fourth Quarter 2022 — Congratulations To Autumn; Retirement Realities Are Grim For Many Americans; Year-End Tax Planning Reminders; A Timely Reminder Of Why You Take Stock Risk; Bracing For Recession In A Bear Market; A Framework For Investing For Life.
Third Quarter 2022 — Welcome, Matthews and Congratulations to Lizzie; 20 Year-End Planning Tips To Slash Your 2022 Taxes; A Caution About Calling IRA Custodians; Answering Some Difficult Personal Financial Questions; Where Your Money Goes When You Die; Financial History Is Crucial To Investing.
Second Quarter 2022 — Getting A Good Estate Planning Result Is Hard; Managing Your Wealth; IRA Strategies For 60 To 72 Year Olds; New Research Warns Consumers On Long-Term Care Policies; Making A Life-Changing Difference To Loved Ones; “Simplification” Of College Financial Aid Requires Attention Now.
First Quarter 2022 — Why Professional Financial Advice Has Grown More Important; Pre-Retirees: Here’s How To Catch Up On Retirement Saving; Make This Financial Resolution For 2022; 2022 Estate & Gift Tax Planning; Special Report: Long-Term U.S. Equity Investments & Demographics; Rebalancing Helped Since Covid Struck.
Fourth Quarter 2021 — Omicron Variant: What It Means For Investors?; An In-Depth Report For Investors On Key Economic Fundamentals; Why Now’s A Great Time For A Financial Crisis Plan; A Framework For Investing For Life; A crucial Investment Lesson From A Difficult 20 Years; Dealing With Financial Fear.
Third Quarter 2021 — A Financial Planning Accident Waiting To Happen; Retirement Planning Alert For Current Financial Circumstances; Tax Alert For High Income And High Net Worth Individuals; Dealing With Financial Fears; Confounding Valuations Of The Largest Five Companies In S&P 500; Making A Financial Transition? Answer These Five Questions.
Second Quarter 2021 — Your Financial Psychology Under Current Conditions; Going Out On Your Own Terms: Six Key Documents In An Estate Plan; Do The Top 1% In Income Pay Enough Income Tax?; Stock Market Trend Report; Two Observations That May Make Higher Taxes Easier To Bear; A Tax And Financial Planning Opportunity Is About To Close.
First Quarter 2021 — Counseling You On Financial Risks At Pivotal Moments; The Cost Of Not Having A Financial Plan Is Surging; View Investment Through A Historical Lens; An Investor Insurrection, The GameStop Incident Could Result In Jailtime For Its Leaders; Equity Risk Premium Grew Wider And More Important; An Independent Investment Idea To Remember In 2021.
Fourth Quarter 2020 — Beware of “Choice Architecture” When Making Decisions About Health, Wealth And Happiness; Earning The Equity Premium Return Of 5.75%; Three Easy Ways To Increase Your Chance Of Financial Success; Private Wealth’s Perfect Storm; Education Tax Credits Primer; Confronting Mortality’s Details.
Third Quarter 2020 — Meet Our New Team Members; A Five-Point Covid Diagnostic For Family Wealth Management; Financial And Tax Planning For The Long Run; Confronting Mortality’s Details; Covid, The Fed & American Exceptionalism; Business Owner Alert: Main Street Lending Program Offers Covid Aid.
Second Quarter 2020 — Main Street vs Wall Street; Financial Planning For The Long Run Amid The COVID-19 Epidemic; Coronavirus Tax Planning Alert; Expect An Outbreak Of Financial Fraud; A Primer On Setting Up A Trust Fund; The Federal Reserve’s Powerful New Toolset.
First Quarter 2020 — Repeated Tax Reforms Raise The Risk Of Doing Nothing; Study: Wall Street’s Tactical Methodology Isn’t Working; Exceptions To The New Rule On Inherited IRAs; Three Major Investing & Tax Planning Trends For 2020; Financial Lifeboat Drill For Mustering In Emergencies; Boomers Working Past Age 65 Are A Surprise Boost.
Fourth Quarter 2019 — When Can I Afford To Retire?; Will Negative Rates Abroad Boost U.S. Stocks?; The Fed Just Cut Rates Again–What’s It Mean To You?; Tax Law Changes Delayed But Not Dead; Navigating Required Minimum Distributions; The Explosion In Retail Sales You Never Hear About.
Third Quarter 2019 — How To Avoid State Income Tax On Distributions From IRAs; Is The Inverted Yield Curve The Financial Fakeout Of 2019?; Amid Record Stock Prices, Fed Policy Is A Risk; Give To Charity From An IRA To Lover Your Tax Bill; Three Strategic Mid-Year Tax Tips; Risk And Tax Effects Of An Installment Sale Of A Home.
Second Quarter 2019 – The Leading Edge of Financial Planning; How To Give Gifts And Not Trip On The Gift Tax; Prepare For A Sweeping New Law On Retirement Account Taxes; How To Sell Your Small Business And Pay No Taxes; U.S. – China Trade War Coverage Distorts Economic Reality; Give To charity From An IRA to Lower Your Tax Bill.
First Quarter 2019– Leave A Trust That Works According To Plan; Retirement Income Portfolio Survival; Be Prepared For Tax Policy To Swing Back; Time Itemized Deductions To Reduce Taxes; Business Owners: Avert Obstacles To Tax Savings; Sun Starts Setting On Solar Tax Credit From Uncle Sam.
Fourth Quarter 2018 – Will Your Financial Plan Pass A Risk Test?; A Timely Tactic For Business Owners; The Big New Tax Break For Pre-Retired Professionals; Sidestepping New Limits On Charitable Donations; A Reminder About Harvesting 2018 Tax Losses; Paying Off A Mortgage And The New Tax Code.
Third Quarter 2018 – Celebrating Our 20th Anniversary At Day & Ennis; The Interest Rate Inflection Point And Your Portfolio; Qualifying For The New Business Owner Tax Break; Ten Things About 10-Year U.S. Stock Market Performance; Soaring Stocks Raise Importance Of Diversifying; 10 Things: New Education Tax Breaks For A Child Or Grandchild.
Second Quarter 2018 – Act Now to Save On Taxes; A Guide To The New Rules On Tax Deductions In 2018; 10 Years After The Great Recession; Giving More To Loved Ones – Tax Free; New Ways To Influence The Next Generation; New Deduction Rules For Business Owners.
First Quarter 2018 – Our New Location In North Georgia; You don’t Need Perfect Knowledge To Invest Well; A Bright Outlook For Consumer Spending; Six Tips To Avoid Phishing Scams; Finding The Balance For Retirement Draw-Downs; Bitcoin, Chasing your Tail, And Investing.
Fourth Quarter 2017 – Matt Heller To Become Partner At Day & Ennis; New Year’s Resolution: Review Your Estate Plan; “New and Improved” QSBS Tax Break; Lending Money? Watch Your Tax Step; 10 Common Questions About Social Security; Four Tax Strategies In Retirement.
Third Quarter 2017 – How Do Business Owners Become Seriously Wealthy?; 17 Year-End Moves That Can Preserve Your Tax Benefits; This Tax-Free Rollover Goes Right To Charity; Watch Out For “Grandparent Scams”; Key Components Of A Post-Divorce Estate Plan; Five Retirement Questions To Answer.
Second Quarter 2017 – We Have Always Been Fiduciaries; Passing Down IRA Assets? Clue In Family Members; How You Can Manage Risk Aversion; Trust As IRA Beneficiary: Not Crazy; Avoid These 6 Mistakes in Stretch IRA Planning; 5 Retirement Mistakes You Can Fix.
First Quarter 2017 – Fiduciary Rule May Be Uncertain, But Our Role Is Clear; 5 Steps To Realize An Early Retirement Dream; What Would Estate Tax Repeal Mean?; New Opportunity For Stand-Alone HRAs; Take 7 Financial Steps In A Second Marriage; IRS Adjusts Retirement Plan Limits.
Fourth Quarter 2016 – Could Tax Cuts Really Happen In 2017?; Watch Out For These 7 Retirement Ups And Downs; 7 Late Moves To Cut Tax This Year; Tax Rewards For Year End Generosity; Seven Key Parts of Trump’s Tax Reform Plan; 4 Year-End Strategies For Investors.
Third Quarter 2016 – Our Newest Team Member; Meeting With The Family For Elder Care Planning; Remember The Lesson Of Rebalancing; What’s The Truth About Probate?; Ten Frequent Retirement Mistakes To Avoid; Five Key Documents In An Estate Plan.
Second Quarter 2016 – When Can I Afford To Retire?; 10 Sensible Stock Market Strategies After A Fall; Do Roth IRA Math Before Converting; When To Use An Installment Sale; Don’t Be Victimized By These 10 Common Scams; Retirement Plan Choices For The Self-Employed.
First Quarter 2016 — Why You Need A Fiduciary Advisor For Your 401(k) Or IRA; 10 Steps To Take On The Path To Early Retirement; 5 Reasons To Amend Your Estate Plan; Retirement Plan Choices For The Self-Employed; What To Do About That Old 401(k) Account; Are You Afraid Of The Estate Tax?
Fourth Quarter 2015 — Financial Abuse Of The Elderly; Where’s Your Retirement Income Gonna Come From? 7 Tax Baskets For Investments; Show More Life With A Living Trust; New Law Tightens Social Security Loopholes; Three Ways To Defuse Estate Rifts.
Third Quarter 2015 — A Social Security Benefit Calculator? It’s Not Foolproof; After Five Great Years For Stocks, What’s Next?; How A Financial Advisor Can Help; Top Court Mandates 401(k) Fee Duty; 7 Traps For IRA Owners To Steer Around; 4 Estate Issues For Business Owners.
Second Quarter 2015 — Do You Have A Withdrawal Strategy?; Should You Roll Over Or Play Dead? 7 Factors; When To Start Social Security; Be Tax-Smart About Gains And Losses; Add up Pluses And Minuses Of A Living Trust; 3 Ways To Deduct Mortgage Interest.
First Quarter 2015 — Frame Of Reference Risk; Did The Devil Make You Do It? 8 Retirement Miscues; View All Tax Angles On Dividends; Can You Avoid Estate And Gift Tax?; Avoid Emotional Portfolio Withdrawals; How to Downplay The Kiddie Tax.
Fourth Quarter 2014 – Do You Have Enough?; 14 Top Year-End Tax Moves For Individuals in 2014; Social Security: Taxes In And Out; Fly Below The Radar At Year End; Why Give Securities To Charity Instead Of Cash?; Unused Estate Tax Election.
Third Quarter 2014 – Should You Worry About A Market Correction?; Figuring Out How Much You Need In Retirement; When It Pays To ID Security Sales; Sound Advice On Donor Advised Funds; Should You Borrow Against Life Insurance?; Key Aspects Of Key Person Insurance.
Second Quarter 2014 — When Can I Afford To Retire?; Identifying Investment Risk And Coping With It; Beware The NII Surtax On Trusts; Count On The Portability Provision; Entering The Twilight Zone — Of Taxation; Is It Too Late For Roth Conversion?
First Quarter 2014 — Additional Services Offered By Day & Ennis; 5 Withdrawal Strategies For Retirement Savings; Crummey Gifts: Spring Into Action; Don’t Chase After The Market News; 4 Tips For Assembling A College Savings Plan; What To Do When You’re Suddenly Widowed.
Fourth Quarter 2013 — Should You Have A Directed Trust?; It’s Tough To Decide If You Should Retire Early; Managing Your Tax Bracket Now Crucial; How To Avoid Bad Surprises In Roth IRAs; Five Year Results Show Diversification Is Key; Saving For Retirement At All Ages.
Third Quarter 2013 — Importance Of Diversification; 13 Midyear Moves To Make For ’13; 3.8 % Surtax Hits Passive Investors; Which Type Of IRA Do You Prefer?; The Bypass Trust: It’s Not Quite Dead Yet; Straight Talk About Living Trusts.
Second Quarter 2013 – Matt Heller Joins Day & Ennis; An Example Of The Power Of Diversified Portfolios; Roundup Of New Estate Tax Changes; Straight Talk About Living Trusts; IRS Reveals The Dirty Dozen Tax Scams; Find Extra Benefits In DI Insurance.
First Quarter 2013 — Improved Communication And Reporting; The Case For A New Secular Bull Market; Owning REIT Shares Can Help Minimize Risk; Pros and Cons Of Section 529 Plans; 10 Reasons For The IRS To Flag Your Return; Dust Off Insurance Policies.
Fourth Quarter 2012 — Stephanie Davidson Becomes Day And Ennis Partner; Year-End Tax Planning: Go Against The Grain?;Which Funds To Tap In Retirement?; Will Your Retirement Assets Last?; Who’s Going To Pay The 3.8% Medicare Surtax?; Don’t Forget The “Other” Surtax.
Third Quarter 2012 –Wall Street Predictions For The Year; 10 Top Tax Breaks Set To Disappear After 2012; Compare Traditional IRAs and ROTHs; Entrees For The “Sandwich” Generation; Was Economic Cycle Predictor Wrong?; Four Smart Ways To Gift This Year.
Second Quarter 2012–Updated Website and New Blog; Don’t Be Blindsided By The New Medicare Surtax; What Are The 401(k) Limits In 2012?; Start Harvesting Gains In 2012; How Much Do You Have To Save For College?; Six Disability Facts To Consider.
First Quarter 2012— Improving Our Quality Of Service; Should You Take Social Security Early Or Late?; Newly Widowed Face 401(k), IRA Options; Give Away Gifts With No Gift Tax; Retirement Planning At Age Fifty; A Common Error In Powers Of Attorney.
Fourth Quarter 2011—Long-Term Market Cycles; Will New Estate Tax Rules Lull You Into Inaction?; Do You Have An Administrative Trustee?; Estate Tax Exemptions Survive Longer; 4 Retirement Plans For Self-Employed; ETFs Offer Alternative Investment Options.
Third Quarter 2011—Lack Of Retirement Funds Is Biggest Financial Worry; Social Security Payout Choices Can Be Confusing; What Do You Want Your Legacy To Be?; Bulletproofing Your Will Before Death; New Reports On Investment Tax Basis; Children In College Need A Health Proxy.
Second Quarter 2011—Employers Find Ways To Mitigate Liability On 401(k)s; Giving Up Some Luxuries Buys Some Peace Of Mind; Not All ETFs Are Tax-Efficient Anymore; Health Law Relief For Small Biz Owners; Twenty Top Tax Breaks In New Tax Act; 5 Tips For Vacation Home Buyers.
First Quarter 2011— Filtering The Economic News; 401(k) Target Date Funds Coming Under Scrutiny; It’s NOT The Economy, Stupid!; Veil Lifted From Municipal Bond Market; Recession Reshapes College Choices; Yield vs. Risk In Emerging Market Bonds.
Fourth Quarter 2010—Fed Policies Make TIPS Popular But They’re No Panacea; High-Frequency Trading: Big Profits In Small Doses; Veil Lifted From Municipal Bond Market; Yield vs. Risk In Emerging Market Bonds; A Good Time To Reassess Your Risk Profile; Inflation-Protected Bonds Are Still Bonds.
Third Quarter 2010—Despite Concerns, Most Don’t Have a Financial Plan; Wealth Transfer Strategies For Troubled Times; Beware of Homeowner’s Insurance Groups; Do You Know Estate Planning Basics?; New DB(k) Plans Could Be Tempting; Caveat Emptor: Long-Term Care Policies.
First Quarter 2010—When to Take Social Security Is An Important Decision; An International View of the Economic Crisis; A Welcome Spike in Personal Savings; Build Up IRA Now for 2010 Roth Conversion; Help Loved Ones with Tax-Free Gifts; Do You Really Need That Inheritance?
