What kind of market returns do analysts expect over the next 10 years?Vanguard has just released its annualized return projections with forecasts for major world economies. Health Savings Accounts have super powers, according to Liz Weston of NerdWallet. She describes four ways you can use your HSA to create tax-free savings for your long-term goals. For healthy couples at age 65, there’s a 75% chance that you or your spouse will require long-term care. Michael S. Fischer explains how you can estimate what your expenses may be.
Vanguard Market Perspectives: July 2021 — Vanguard expects the pace of growth to slow a bit in the second half of 2021 in the United States, though remain strong. They look for the most robust U.S. job growth numbers of the economic recovery to emerge in the third quarter. Their report offers a breakdown of projected growth for various asset classes. Read more…
Liz Weston: How To Harness Your HSA’s Superpowers — If you have a high-deductible health insurance plan, a health savings account can help you pay your medical bills. But HSAs have hidden superpowers that make them a great way for some people to create a tax-free pot of money for retirement or other long-term goals. Read more…
Do You Know What Your LTC Costs May Be?— Knowing that there’s a 75% chance you or your spouse will require substantial long-term care is incentive to plan now. Here is a look at average cost of care and other considerations. Read more…
John R. Day, Bill Ennis, Stephanie Hall, and Matt Heller