How will this presidential election influence the markets? Or will the markets influence the election? Michael Townsend of Schwab looks at the history of elections and markets and how this year may be different. If you want to improve your credit score fast, Clark Howard offers five ways to do it. The time to buy life insurance is now, says Amy Danise of Forbes.  Insurers may be closing the door on new policies due to COVID-19.

Stock Market Performance In Presidential Election Years –Looking back at the performance of the S&P 500® Index since 1928, the Schwab Center for Financial Research found that the market ended on a positive note in 17 of the past 23 presidential election years—or 74% of the time—with an average annual return of 7.1%. But will this election influence the markets, or will it be the other way around? Read more…

5 Sneaky Ways To Improve Your Credit Score — There are times when it pays to have the highest credit score possible. Maybe you’re about to refinance your mortgage. Or, maybe you’re recovering from a bad credit history and you want to get approved for a credit card. It’s always good to have a healthy score, of course. But if you’re in a place at the moment when a higher credit score would help you save money or get back on track with your credit, there are a few under-the-radar ways to speed up the process. Read more…

Door May Be Closing On Life Insurance Buyers Amid COVID-19 — “The ultimate rate of mortality from COVID-19 will evolve over time,” says a March 16, 2020, report from the Society of Actuaries. Until then, there are no actuarial tables to calculate risk. So life insurance companies are hedging their bets on new policies by delaying or even denying coverage. Read more…

 

John R. Day, Bill Ennis, Stephanie Hall, and Matt Heller

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