Even as stocks rise in the 2015 world markets, corporate profits are falling. Jeffrey Kleintop of Charles Schwab discusses whether this will matter to investors in the long run. In the near future, many new college graduates will be negotiating the world of personal finance for the first time. How can you help them off to a good start? Kimberly Lankford offers a number of tips in this article from Kiplinger. If you’ve read some of the many articles predicting the demise of social security, you’ll be reassured by this one from Financial Planning. Things may not be as discouraging as they seem.

Why Corporate Profits Are Falling And What It Means For The Stock Market– With stocks on the rise in the world’s major markets in 2015, investors may be overlooking the fact that earnings, one of the most important drivers of long-term stock market performance, have been falling. Fortunately, we believe this decline may be relatively short-lived.  Many companies cited currency declines and bad weather for the drop in first-quarter earnings, rather than longer-term economic trends. Thanks to positive economic growth in the United States, Japan, and Europe, we believe the decline in earnings will be relatively short-lived. Jeffrey Kleintop of Charles Schwab explains in this article. Read more…

7 Personal Finance Basics For New Grads–  If you have a new college graduate in the family, you’ll want to share these finance tips to help them get off to a good start.  Kimberly Lankford offers seven tips for grads in this article from Kiplinger. Read more…

Will Social Security Benefits Actually Run Out?- The idea that Social Security benefits will be eliminated or significantly reduced has become widespread, but the doomsayers may not be correct. As the baby boomers age, the senior lobby in Washington will become larger and more powerful, making it less likely that Social Security will be imperiled. In fact, a small uptick in the payroll tax could protect Social Security benefits for a century, says Michael Kitces. Read more…

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John R. Day, Bill Ennis, Stephanie Davidson and Matt Heller

Disclosure – The articles mentioned in Mid Week with Day & Ennis are for information and educational purposes only. They represent a sample of the numerous articles that the firm reads each week to stay current on financial and economic topics. The articles are linked to websites separate from the Day & Ennis website. The opinions expressed in these articles are the opinions of the author and not Day & Ennis. This is not an offer to buy or sell any security. Day & Ennis is under no obligation to update any of the information in these articles. We cannot attest to the accuracy of the data in the articles.