Are bonds losing value as yields rise? Not necessarily, says the founder of Orcam Financial Group, Cullen Roche. Right now the economy looks strong and investors tend to feel very positive. But any exuberance may be unwarranted at this point, as Liz Ann Sonders explains. Passing along an IRA or 401(k) to your heirs is more complicated than many people think. Gino Pasucci of Wealth Advisor lists seven costly mistakes to avoid when planning your estate.
You Shouldn’t Fear Bonds Just Because Yields Are Rising– “Is it just me or have there been a whole bunch of really scary-sounding stories about rising interest rates in the last few months?”, says Cullen Roche. “While some of these worries are warranted, it’s important to pan out and take a more objective view of the environment so we can avoid making excessively short-term judgments about what may or may not happen. There’s a lot of people out there who rely on selling you short-term fear in exchange for your attention and your money. So let’s see if I can save you some money and some stress by putting things in a reasonable perspective.” Read more…
How Do The Stock Market And The Economy Interact?- We all know that the stock market’s action is connected to economic and earnings fundamentals. That’s a tried and true relationship, but the timing of it tends to be one of the things that throws investors off. Read more…
Inheriting A 401(K) Or IRA– Retirement assets like 401(k) accounts and IRAs make up more than one in every three dollars of U.S. investments — and for middle and upper-middle class households they’re often the largest asset outside the family home. Transferring these tax-deferred assets to heirs can be tricky, though. To help you make the most of these assets, this article identified seven frequent and costly mistakes when performing estate planning for retirement assets and how to avoid them. Read more…
John R. Day, Bill Ennis, Stephanie Hall and Matt Heller