European shares have risen on expectations from the U.S. Federal Reserve that counter fears of the “Brexit”. Nijel Stephenson reports for Reuters on the international market reactions. The European central bankers’ experiment with negative interest rates is having the opposite effect they anticipated. The Chief Executive Office of DoubleLine discusses why he thinks negative rates are a “stupid” idea. The next time someone tries to sell you an annuity, you should refer them to a new article from Kiplinger. It offers an inside look at the investments, whose main purpose is to generate commissions for those who sell them.

Expectations Soothe Brexit Fears–  Worries that Britain, the world’s fifth-largest economy, could quit the EU after the June 23 referendum have dominated markets this week and driven investors towards safe-haven assets such as gold and the Swiss franc. Several recent opinion polls have put the “Leave” campaign ahead, though bookmakers’ odds still favor a vote to remain. Read more…

Negative Interest Rates Are The Dumbest Idea Ever–  Jeffrey Gundlach, the head of Los Angeles-based bond house DoubleLine, recently told a Swiss newspaper that negative interest rates “are the stupidest idea I have ever experienced”, and warned that “the next major event (for markets) will be the moment when central banks in Japan and in Europe give up and cancel the experiment”.  Read more…

The Strong Case Against Buying Annuities–  As a fee-only, non-commission adviser, James Sanford never liked annuities because he knows their sole purpose is to generate commission for advisers. Here’s the insider view on how the typical annuity pay structure works—a view few investors ever get to see. Read more…

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John R. Day, Bill Ennis, Stephanie Davidson and Matt Heller

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